Leaving Your Legacy: Planned Giving Opportunities at Pearl S. Buck International

Donors who want to leave a legacy of giving that makes a lasting difference can make arrangements for planned giving. There are a range of planned giving options to consider—talk to your financial planner or read more to find out which planned giving method works best for you.

What is a planned gift?

A planned gift, or planned giving, is a contribution that is arranged now to be allocated at a future date. People usually donate these planned gifts through a will or trust. They are most often granted once the donor has passed away.

Is Pearl S. Buck International named in your will or other planning documents?

If your will, trust or other estate plans include Pearl S. Buck International, please let us know!  This information is helpful in planning for the future and we would like to invite you to join the Pearl S. Buck Camellia Circle.  Camellia Circle members receive exclusive benefits and your gift may remain anonymous, if you choose.

Is it time to update your estate plan?

If so, please include a charitable bequest to Pearl S. Buck International. For bequests of cash in wills or trusts, please use the following suggested bequest language. Please share this information with your attorney or other advisor:

I give and bequeath to Pearl S. Buck International, Perkasie,

Pennsylvania, the sum of $________, to be used for its general, tax-exempt purposes.

For language for residual or other types of bequests, please contact your financial/legal advisor.  To inform Pearl S. Buck International of a charitable bequest, please contact:

Anthony Luna, Vice President of Relationship Development, 215-249-0100 x 130 or tluna@pearlsbuck.org

Retirement Plans

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Your IRA, 401k, 403b, or other retirement plan is a wonderful way to leave a legacy.  You can name Pearl S. Buck International as a full or partial beneficiary on a “change of beneficiary form.” Did you know that retirement plans left to individuals or family trusts are some of the most heavily taxed upon death ? Up to 70% of your plan’s value could be lost to taxes. As a 501(c)(3) charitable organization, Pearl S. Buck International receives these same assets free of all taxes.

Life Insurance

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You can leave a significant legacy by donating a paid-up policy you may have outgrown, or by naming Pearl S. Buck International as a beneficiary of an insurance policy.  Life insurance paid to a charity is not subject to federal estate tax. You may also be able to receive an income tax deduction for your premium payments.  If you would like to learn more about how to make a gift with life insurance, call Anthony Luna at 215-249-0100 x 130.

 

Brokerage or Other Accounts

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Most people do not realize that they can leave assets from their accounts to their favorite charitable organizations.  You may name a charity as a full, partial, or contingent beneficiary to a brokerage, savings or other accounts.

 

Gifts of Stock

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Gifts of appreciated stocks, bonds, and other securities you own for at least one year are eligible for your charitable income tax deduction based on their fair market value on the gift date. No capital gains tax is due on the appreciated value.

Charitable Gift Annuities

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A Charitable Gift Annuity (CGA) is another option for making a planned gift to Pearl S. Buck International while receiving retirement income and tax benefits. For more information about CGAs, please contact Anthony Luna at 215-249-0100 x 130.

 

Charitable Trusts

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Hard-earned assets are worth protecting. Various charitable strategies can safeguard family assets while providing security for loved ones and your favorite charities, such as Pearl S. Buck International. Consider having a conversation with your advisors about whether a charitable trust is right for you. Here are two examples: 

Charitable Remainder Trust with Pearl S. Buck International

A charitable remainder trust allows you to provide income distributions for yourself or others while making a gift of the remaining assets to Pearl S. Buck International when the trust ends.  The income distributions may continue for the lifetimes of the beneficiaries, a fixed term of not more than 20 years, or a possible combination of the two.

Charitable Lead Trust with Pearl S. Buck International

Annual gifts of income are first made to Pearl S. Buck International and when the charitable lead trust ends, the remaining assets are distributed to you or your beneficiaries.

Do you have a Donor Advised Fund?

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Please consult with your advisor about how you can make a gift to Pearl S. Buck International through your Donor Advised Fund.

 

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All information regarding Planned Gifts is held in the strictest of confidence and donors may choose to remain anonymous.  The information contained on this webpage is for informational purposes only and is not intended to serve as legal or tax advice. For specific information about any of the above opportunities, please consult your tax adviser or attorney.